TALK TO A REAL ADVISOR
Let's get your UAE mortgage moving.
Book a free, no-obligation consultation with a dedicated Upscore advisor. We compare 19+ UAE banks for you, explain your options in plain English, and handle the paperwork all the way to your keys. No fee to you, the bank pays us when your mortgage completes.
Book your free consultation
Pick a time that suits you and tell us a little about what you are looking for. One of our UAE mortgage advisors will call you back, ready to talk through your situation. There is no charge and no obligation, just clear guidance from someone who does this every day.
Prefer to get an instant read on your options first? Run the 2-minute eligibility check and we will see which of the 19+ UAE banks we work with could lend to you, plus an indicative borrowing range before you even speak to us.
- Takes about 30 seconds to request
- Choose a call-back time or speak to us now on WhatsApp
- No fee to you, no obligation, no pressure
- Your details stay private and are never sold
Other ways to reach us
However you prefer to talk, we are here. WhatsApp is usually the fastest way to get a quick answer, while a call is best if you would rather walk through the detail. Email works well for sharing documents or longer questions.
WhatsApp: +971 56 959 9696, message us anytime and an advisor will reply during opening hours.
Phone: +971 56 959 9696, click to call and speak to the team direct.
Email: contact@upscoreuae.com, send us your question or documents and we will come back to you, usually within one working day.
- WhatsApp +971 56 959 9696
- Phone +971 56 959 9696
- Email contact@upscoreuae.com
Visit us or call during opening hours
Our advisors are based in Dubai and work with clients across the UAE and overseas. You are welcome to book an in-person meeting at our office, or we can do everything by phone, video call and WhatsApp if that is easier, which suits most of our clients.
Office: Clover Bay Tower, Office 804, Business Bay, Dubai, UAE
Opening hours:
Monday to Friday, 9:00am to 6:00pm
Saturday, 10:00am to 2:00pm
Sunday, closed
Outside these hours, send us a WhatsApp or use the booking form and we will get back to you next working day. We can also arrange evening calls by appointment for clients in other time zones.
- In-person meetings by appointment
- Phone, video and WhatsApp consultations across the UAE
- Evening and overseas time-zone calls on request
What to expect on your free call
Your first conversation is a relaxed, no-pressure chat, not a hard sell. The goal is simple: understand where you are, answer your questions, and show you what is realistically possible. Most calls take 15 to 20 minutes.
We will ask about your income, deposit, residency status and the kind of property you have in mind. From there we explain how UAE mortgages work for your situation, give you an indicative borrowing range and rate, and lay out the next steps. If you decide to proceed, your advisor stays with you from application through to completion. If now is not the right time, that is completely fine, there is no obligation either way.
- A friendly chat about your goals, not a sales pitch
- Honest view of what you can borrow and at what indicative rate
- Clear next steps, with no commitment to proceed
- One named advisor who stays with you start to finish
Independent advice you can trust
Upscore is a whole-of-market UAE mortgage broker. That means we are not tied to any single bank, we compare offers across 19+ UAE lenders including Emirates NBD, Mashreq, ADCB, Dubai Islamic Bank, HSBC, Standard Chartered and more, and recommend what genuinely fits you.
We introduce home-buyers to lenders, and that is all we do. No property sales, no conveyancing, no products of our own. Our advice is paid for by the bank when your mortgage completes, so there is no fee to you and no incentive to push you anywhere that is not right.
- Whole-of-market access to 19+ UAE banks and lenders
- No fee to you, the bank pays us when your mortgage completes
- We introduce you to lenders, nothing else
Advisors who speak your language
Buying a home in the UAE often means dealing with paperwork in an unfamiliar system. Our advisors come from the communities they serve, so you can talk things through in a language you are comfortable with.
Between us we speak English, Arabic, Hindi, Urdu, Tagalog, Malayalam and more. Whether you are a long-term resident, a first-time buyer, an overseas investor or buying through an Islamic home-finance structure, there is an advisor here who understands your situation. Just let us know your preference when you book and we will match you with the right person.
- English, Arabic, Hindi, Urdu, Tagalog, Malayalam and more
- Specialists in resident, non-resident and Islamic finance
- Tell us your language preference when you book
Check your eligibility
See which UAE banks can lend to you in about 2 minutes
- Which lenders are likely to approve you
- Your estimated borrowing range
- Indicative rates for your profile
- A dedicated advisor to take it from here
FAQ
Questions, answered
Is the consultation really free?
Yes. Your consultation is completely free and there is no obligation to proceed. We are paid by the bank when your mortgage completes, so there is no fee to you at any stage.
Do I have to visit your office?
Not at all. Most of our clients do everything by phone, video call and WhatsApp. You are welcome to book an in-person meeting at our Dubai office if you prefer, but it is never required.
How quickly will someone get back to me?
If you book during opening hours, an advisor will usually call you back the same day. WhatsApp messages are answered during opening hours, and emails are typically answered within one working day.
What should I have ready for the call?
Nothing is essential for a first chat. It helps if you have a rough idea of your income, your available deposit and your residency status, but we can guide you even if you are still at the early-thinking stage.
Can you help if I am buying from overseas?
Yes. We work with non-resident and overseas buyers regularly and can arrange calls to suit your time zone. Deposit requirements and terms differ for non-residents, and we will explain exactly how they apply to you.
Will my details be kept private?
Always. Your information is used only to give you mortgage advice and is never sold or shared with third parties beyond the lenders you choose to apply to.
Ready to talk it through?
Book a free consultation or get an instant read on your options with our 2-minute eligibility check. No fee to you, no obligation.